It May Not Be So Easy to Close Your Chase Bank Account

Here's a story about a person who closed down his Chase account one day, only to have reopened a few days later to the tune of over a hundred bucks in overdraft fees.

"Remember how I said closing my account at Chase was really easy? ... A week or two later, I'm going through the mail and there's all this mail from Chase—overdraft notices for my Chase checking account. Which is supposed to be closed. The notices are for two debit card transactions and two auto-pay electronic checks. Instead of the payments not going through, like you would expect of a closed checking account, all four were paid by Chase, which then added an overdraft fee of $34 to each one, meaning $136 in overdraft fees."

I guess the banks want to make sure we all stay their customers.  It's enough to make me want to close my own Chase account (even though I love how easy it is to deposit checks).

Will any of you be switching to credit unions on November 5 as a part of National Bank Transfer Day?  If so, follow the above article's advice and cut out debit card transactions as soon as you can to avoid any overdraft fees of your own (debit card transactions can take a few days to post to your bank account).  Also, if you're switching banks, let me know in the comments.